| Read Time: 4 minutes | Personal Injury

Understanding Florida PIP Law and the 90-Day Insurance Rule

Understanding Florida insurance law’s specific rules and deadlines is crucial to protecting your rights after an accident. As a part of a broad, sweeping no-fault insurance law reform, Florida made some critical changes to personal injury protection (PIP) auto insurance law. One of them is the 90-day rule. In this blog, we have compiled the need-to-know information about some...

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| Read Time: 7 minutes | Personal Injury

Signs of PTSD After a Car Accident: What Florida Drivers Need to Know

A car accident can leave lasting emotional injuries long after the physical pain fades. Many people search for information about PTSD after a car accident because they feel “off,” overwhelmed, or unlike themselves in the weeks or months following a crash. You may have trouble sleeping, avoid driving, or feel anxious even in situations that never bothered you before....

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| Read Time: 4 minutes | Auto Accidents

What to Do If You’re Hit by an Uninsured or Underinsured Driver in Florida

Getting into a car accident is stressful under any circumstances. When the other driver lacks enough insurance, or any insurance at all, the situation becomes even more complicated. Florida drivers in this position often feel overwhelmed, especially when facing mounting medical bills and unclear insurance options. So, what happens if you get hit by an uninsured driver in Florida?...

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| Read Time: 3 minutes | Personal Injury

What Are the Common Slip & Fall Injuries?

Slip and fall accidents are often underestimated until they happen. A moment of lost footing can result in devastating harm, especially when property owners fail to maintain safe conditions. These incidents are among the most common causes of personal injury in Florida and can lead to severe physical, emotional, and financial burdens. Understanding common slip and fall injuries is...

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| Read Time: 4 minutes | Personal Injury

How to Negotiate with an Insurance Adjuster for Personal Injury in Florida

Dealing with the insurance company can be one of the most overwhelming parts of an accident injury. Insurance adjusters often seem helpful at first, but their goal is to settle your claim for as little money as possible. Understanding how to negotiate with an insurance adjuster can help protect your rights and improve your chances of receiving fair compensation....

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| Read Time: 4 minutes | Personal Injury

Florida: What Is the Difference Between Bodily Injury and Personal Injury?

When navigating the aftermath of an accident, you may come across terms like “bodily injury” and “personal injury.” While these phrases seem interchangeable, they carry distinct legal and insurance implications. Understanding the difference can significantly impact your case, insurance claims, and potential compensation. At James Horne Law, we are here to provide clarity and fight for the justice you...

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| Read Time: 5 minutes | Personal Injury

Settlement vs Lawsuit: Which Is Right for Your Case in 2026?

Settlement vs lawsuit is a crucial decision when someone files a personal injury claim and receives a settlement offer to compensate for their injuries. These offers may seem attractive, but accepting them too quickly can come with unseen risks.  At James Horne Law PA, many of our clients receive these offers and ask us, Should I settle a lawsuit...

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| Read Time: 4 minutes | Personal Injury

Personal Injury: Why Do Lawyers Want to Settle Out of Court?

When dealing with a personal injury case, you might ask yourself, why do lawyers want to settle out of court? Deciding whether to settle a personal injury case out of court or to take it to trial is pivotal. This choice can dramatically affect the speed, cost, privacy, and potential compensation of your legal resolution. Key Takeaways Should You...

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| Read Time: 3 minutes | Personal Injury

How Is Pain and Suffering Calculated in Florida?

Pain and suffering damages are a substantial aspect of many injury settlements or awards. While you might expect reimbursement for expenses like medical bills and lost wages, you may wonder if you are entitled to recover compensation for the toll your injury has taken on your everyday life. Specifically, you may wonder, How is pain and suffering calculated in...

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| Read Time: 3 minutes | Personal Injury

Personal Injury Litigation: How Common Is Going to Trial in Florida?

If you’ve been injured in Florida and are considering legal action, you probably have many questions. Will your case go to trial or settle out of court? How often do personal injury cases go to trial in the Sunshine State? In this post, we discuss the personal injury trial process, including the chances of going to trial, the factors...

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