| Read Time: 3 minutes | Auto Accidents

If you live and drive in Florida, you should understand how a car accident lawyer can help you with a no-injury collision. While most of us know that accidents happen daily, we never think we will be involved in a collision. If you were involved in a no-injury accident, you may wonder whether it’s worth contacting an attorney. While most of us may know how an attorney can help us after a collision with injuries, what about accidents with no injuries? Read on to learn more about Florida laws for car accidents and how a lawyer can help, even if you have been involved in a no-injury accident.

What Are No-Fault States? 

Florida is one of the few states that operates under a no-fault insurance system. Drivers must carry personal injury protection insurance or PIP in a no-fault insurance state. These PIP plans cover medical expenses and lost wages no matter who caused the car accident. The advantage of this type of system is that drivers only need to file with their insurance policy. Unfortunately, the major disadvantage is that drivers must bear the burden of losses after a collision, regardless of fault. Speak to an auto accident lawyer. A no-injury accident may still include other losses like property damage.  

What If I Suffer No Injuries After a Collision?

After a collision, even if you do not see any visible injuries, it’s crucial to seek a complete medical evaluation anyway. Many serious medical conditions like internal injuries and some other minor injuries do not become apparent until hours or days after your accident. When you suffer no injury, a car accident lawyer can help you recover other losses from your insurance company. Your attorney can help you negotiate with your insurance company to recover for these other property losses. 

How Can a Car Accident Lawyer Help Me? 

Even a no-injury car accident lawyer can help you in several ways and get you closer to getting compensation. 


Your attorney helps you understand the insurance claim and settlement process. Most of us lack the in-depth knowledge that experienced attorneys possess. Understanding every aspect of your case is essential. You can feel comfortable knowing your attorney advocates for your rights and protects your interests while securing a just payout from your insurance company.  


Despite Florida being a no-fault state, your car accident lawyer still investigates the cause of your car accident. Determining the cause of your collision may help strengthen your claim for recovery for property damage with your insurance provider. An attorney may review street cameras, photographs, witness statements, and other helpful information to understand the nature of your claim and the potential for financial recovery. 


Even with no injury, you may suffer other losses. There could still be damages that need to be repaired. Most of us need a functioning car to get to and from work daily. An accident could render your car useless. Your attorney works to calculate the full value of your damages so you can recover what you need from the insurance company. 


Even though you pay premiums, your insurance company does not want to pay out for claims. An auto accident lawyer knows no injury accidents are less complex than those with injuries. However, if the collision caused significant property damage, your attorney will negotiate on your behalf to get you the insurance payout you need and deserve. 

Procedural Knowledge 

A lawyer for a car accident with no injury also keeps track of all procedural deadlines. When your insurance claim for a car accident is related to property damage only, the Florida statute of limitations is two years from the accident date. This time may come and go quickly, and missing your statutory deadline can bar you from filing a claim at a later date. Working with an attorney will ensure you never miss out on what’s owed to you. 

Contact Us 

For over a decade, the attorneys at James Horne Law PA have provided exemplary legal representation to clients in their time of need. Our primary focus is our commitment to our clients for personal injury matters. With over $30 million in judgments and settlements, we have over 688 satisfied clients who have received the just compensation they deserve. 

Contact us by phone or email for a confidential consultation and learn more about how we can assist you.

Author Photo

James “Jay” Horne is an AV-Preeminent rated aggressive litigation attorney, who focuses his practice on medical malpractice, personal injury and family law matters. He has successfully represented clients from case inception through trial and appeals in state and federal court. Jay was born and raised on the Suncoast. He is married and proud father to a one year old son. In his free time, he enjoys traveling, golfing and distance running during the cool months.

Rate this Post
1 Star2 Stars3 Stars4 Stars5 Stars